Category Archives: General

The importance of saving

1 Reply

I thought, seeing as it’s Christmas, I would post a useful and thought provoking post. You’re probably going to laugh at me.

It always amazes me how people can still be so immature when it comes to money… we’re in the middle of a double-dip recession after all.

I soon realized after becoming a car owner that I would be required to start saving. I made some right decisions (thanking my Parents) and I’m now in full time employment. I knew what I wanted to do with life, and stuck with it. Enough of that though, and back to the saving.

I have 3 bank accounts.

  1. Current Account (direct debits, car insurance, phone bill,every day expenses).
  2. e-Savings (online-only, general savings with higher interest, backup for expenses that can’t be paid from Current. Saving for ‘goodies’. ).
  3. e-ISA (£5,000 annual deposit limit tax-free, reasonable interest level).

I have a standing order which deposits equal amounts into both e-Saving and e-ISA accounts monthly, before I see it. Salary gets paid, money goes into savings, I don’t need to worry.

The e-ISA is a  deposit only account (money goes in but doesn’t leave). Saving for deposit on a house or something like that. You laughing yet? Thought so…

I’ll remind you that I’m 22… who’s laughing now.

Merry Christmas.

My Adventures up North!

Leave a Reply
Hadfield High Street

Hadfield High Street

Toward the end of July me and a friend went North with my MG to attend an event at MGFnTFBITZ in Glossop.

I had my car remapped (post to follow).

Everyone seemed a great deal friendlier compared with ‘down south’ and we had a real great time.

We stayed in a B&B in Hadfield called the Hikers and Bikers B&B. The Landlord was very friendly and we went to the Chinese as suggested where we met the proprieters from the MG shop and a driver, stranded after the clutch on his MG went on homeward journey.

View from the window

View from the window

We finished the night in the Pub where we stayed until the early hours!

The following morning we had a cooked breakfast before making the homeward journey.

Recommend you all go up North and visit!

Road to 50!

Leave a Reply
Koko club in London

View from the balcony

… pressups that is. I’m not quite that old yet. But, I guess, my intention in life is to make the most of every day.

Continuing: I went with my friend to London a few weeks ago for his 22nd Birthday and what a night that was. We started off in Stevenage, got a little tipsy, and then headed for the train at around 10:30pm or so… this was a good start. We’d all eaten and were having a laugh.

One of the guys we were with suggested that we go to the Dublin Castle – I’d not been there before but he promised that it was pub prices but not the usual price you pay, if you get what I’m saying!

First of all – the entry price of £3 was very reasonable. They sold cheapish pints (I went with Red Stripe if I remember and we had some shots). But the awesome part was the dancefloor/stage area where they had a DJ playing track after track of cracking tunes! So we had a boogie, and then after a couple of drinks here we went on to our final destination – Koko! The whole evening being slightly more inviting as a result of Birthday Boy getting guestlist for our group. We felt like VIPs taking the fast track entry. Lovely!

Mirror ball in Koko

Here we met some cool people and continued to have a good time until it closed. On leaving we walked to Kings Cross (now in the early hours of the morning…) where we had a McDonalds and then waited in the station.

Mirror ball in Koko

Now the next encounter – the British Army Captain of 28 who I mistook for an insurance broker… He had to show me his ID as I wouldn’t believe him. He was on leave for a week from Afghanistan to attend a wedding (over Jubilee weekend). To cut to the chase, I jokingly asked him to get down and do 50 pressups and he did – so that has now inspired me to work harder to achieve that (and after a night out too!).

I could go on but it was an amazing night!