The importance of saving

1 Reply

I thought, seeing as it’s Christmas, I would post a useful and thought provoking post. You’re probably going to laugh at me.

It always amazes me how people can still be so immature when it comes to money… we’re in the middle of a double-dip recession after all.

I soon realized after becoming a car owner that I would be required to start saving. I made some right decisions (thanking my Parents) and I’m now in full time employment. I knew what I wanted to do with life, and stuck with it. Enough of that though, and back to the saving.

I have 3 bank accounts.

  1. Current Account (direct debits, car insurance, phone bill,every day expenses).
  2. e-Savings (online-only, general savings with higher interest, backup for expenses that can’t be paid from Current. Saving for ‘goodies’. ).
  3. e-ISA (£5,000 annual deposit limit tax-free, reasonable interest level).

I have a standing order which deposits equal amounts into both e-Saving and e-ISA accounts monthly, before I see it. Salary gets paid, money goes into savings, I don’t need to worry.

The e-ISA is a  deposit only account (money goes in but doesn’t leave). Saving for deposit on a house or something like that. You laughing yet? Thought so…

I’ll remind you that I’m 22… who’s laughing now.

Merry Christmas.

MG TF Update 12 – 4-2-1 exhaust manifold!

Leave a Reply

So this was another ‘biggy’ so to speak and not that cheap either. It was something I’d been recommended to do and something that I thought would continue to improve the flow of exhaust gases from the vehicle and improve the breathing…

To brush up, the car has already had a closed induction kit fitted with cold air feed, as well as a TT Mk7 performance exhaust.

I had purchased the Janspeed manifold from PTP Performance and fitted by a mechanic friend as I’d seen the fitting wasn’t that simple and indeed some grinding was necessary to get the old flexi pipe away from the cat.

All in all good progress!

For all other related MG posts please click here: link

The day I ran home from the bus stop…

Leave a Reply

Steve Jobs

The day, 11 years ago, when I ran home from the bus stop because my parent’s had bought a new iMac.

To many people that may sound ridiculous. Not as ridiculous as queuing up overnight for a new video game or trying to be first in line to pick up the new iPhone 5 maybe…. (I bought mine in a civilised fashion, from the store a month later)…

It’s something I wanted to talk about as it’s something clearly etched on my memory. Something that, on the anniversary of Steve Jobs’ death, is something worth talking about.

That occasion filled me with so much excitement and joy as an 11 year old boy and was something that continued to enthuse me and interest me so much every day and continues to do so.

That of course wasn’t the first time I’d come in contact with Mac – my Dad used them before that at his work and we had an LC 475 if I remember. We used to play Spectre on that – great little game.

As I type this up on my 2006 MacBook which is still going strong (just about) I’d like to thank Steve for what he did with Apple, and ultimately for getting me excited about computers in the first place and I guess if this hadn’t all happened I wouldn’t be where I am now… working for a successful IT company.

Long may it last.

RIP Steve. Thank you.